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Once you have your contributions set up, you can turn your eye to choosing investments for your 401 (k) Contact your 401 (k) plan manager to find out if you have the option to choose between a roth 401 (k) or a traditional 401 (k) But, again, don't worry about finding the perfect fund

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You just need one (or ones). Stocks tend to carry more risk with greater returns and bonds tend to carry less risk with lower returns. Putting money in the account is just step one

Step two is investing it, and that can be intimidating

Here's an overview of how to invest your 401 (k). Wondering how to invest your 401 (k) Here’s how to pick investments in your 401 (k), including several key things to pay special attention to A 401 (k) plan will typically offer a range of investments, maybe even a few dozen.

Understand asset allocation, risk management, and more. Then, you'll pay taxes on the withdrawals you make from your account during retirement. It's essential to assess both your risk tolerance and investment time horizon when deciding how to allocate your 401 (k) funds You can invest in a variety of assets in your 401 (k)